Determinan Dana Pihak Ketiga Bank Umum Syariah Di Indonesia

  • Dadang Husen Sobana Universitas Islam Negeri (UIN) Sunan Gunung Djati Bandung, Indonesia
  • Ricky Hamzah Universitas Suryakancana Cianjur, Indonesia
  • Sri Habibah Universitas Suryakancana, Cianjur, Indonesia
Keywords: Gross Domestic Product, Inflation, Third Party Funds, Islamic Commercial Banks

Abstract

Third-party funds at Islamic commercial banks in Indonesia fluctuated. The factors that determine the accumulation of third-party funds are essential for Islamic banks' financial stability and management. This study aims to show and describe the effect of gross domestic product and inflation on third-party funds partially and simultaneously. The research method used is descriptive-associative with a quantitative approach. The population used is Islamic commercial banks in Indonesia. Data analysis using multiple linear regression. The results show that gross domestic product and inflation partially affect third-party funds in Islamic commercial banks in Indonesia. Meanwhile, simultaneously gross domestic product and inflation have a significant effect with a contribution of 85.5% to third-party funds in Islamic commercial banks in Indonesia. The increase in third-party funds depends on Indonesia's macroeconomic conditions, the dominant macroeconomic influencing the collection of third-party funds in Islamic commercial banks in Indonesia.

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Published
2021-10-14
How to Cite
Sobana, D. H., Hamzah, R., & Habibah, S. (2021). Determinan Dana Pihak Ketiga Bank Umum Syariah Di Indonesia. JPS (Jurnal Perbankan Syariah), 2(2), 226-236. https://doi.org/10.46367/jps.v2i2.389

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