IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita <p align="justify">IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita published in printed form and online, published by LPPM Publishing &amp; Printing under the auspices of Pusat Penelitian dan Pengabdian Masyarakat of Sekolah Tinggi Ilmu Ekonomi Syariah Bengkalis. IQTISHADUNA is expected to be able to add economic insights, especially Islamic economics for academics, practitioners, researchers, policymakers (regulators), students and other parties who are interested in developing economic knowledge and practice. IQTISHADUNA accepts written contributions from various parties both in the form of field research and library research or the results of thought.<br><strong>Print ISSN:&nbsp;</strong> <a title="Cek ISSN LIPI" href="" target="_blank" rel="noopener"><strong>2303-3568</strong></a><br><strong>Online ISSN: </strong><a title="Cek ISSN LIPI" href="" target="_blank" rel="noopener"><strong>2684-8228</strong></a><br><strong>DOI: <a href="" target="_blank" rel="noopener">10.46367/iqtishaduna</a></strong><br><strong>Accreditation:</strong> <em>in progress</em><br><strong>Editor in Chief:</strong> Khodijah Ishak<br><strong>Language:</strong> Bahasa Indonesia and English<br><strong>Author Fees/APC:</strong> Free<br><strong>Publication Frequency:</strong> <strong>June</strong> and <strong>December</strong> each year.</p> en-US (Khodijah Ishak) (Decky Hendarsyah) Thu, 17 Dec 2020 00:00:00 +0700 OJS 60 Kebijakan Pemerintah Mempertahankan BI 7-Day Reverse Repo Rate Sebesar 4,50% <p>The Covid-19 pandemic not only hit the health sector but also rocked a country's economy. Nevertheless, the government has continued to set a series of policies to shore up the economy, including making more fiscal spending, providing tax relief, cutting borrowing rates and bank reserve requirements to revive an economy ravaged by the outbreak and to support jobs. This article aims to discuss the government's monetary policy in the face of economic shocks during the Covid-19 pandemic. Especially specific in Bank Indonesia's decision to keep interest rates on hold, which was announced at the BI Board of Governors Meeting, held on August 18-19, 2020. After analysis and discussion, it was found that this decision was made to maintain external stability amid low inflation and consider the global economy which showed signs of improvement after experiencing severe pressures in the second quarter 2020.</p> Eka Mulia Nurul Al Amin Copyright (c) 2020 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Thu, 17 Dec 2020 11:34:36 +0700 Pengaruh Sikap Menabung Dan Orientasi Masa Depan Terhadap Perencanaan Dana Pensiun Pada Pekerja Swasta Di Kota Surabaya <p>The purpose of this research was to determine the effect of saving attitudes and future orientation on retirement planning Population in this research are private workers in the city of Surabaya. The sample in this research used 200 samples. The data collection techniques used questionnaires<strong>.</strong> The data analysis technique used SEM-PLS. The result of this research is that saving attitude and future orientation influences retirement planning with a percentage of influence of 26%, while the remaining 74% is influenced by other variables that are not included in this research model.</p> Muhammad Arfan Hajam Copyright (c) 2020 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Thu, 17 Dec 2020 11:39:42 +0700 Pengaruh Komite Audit Terhadap Kinerja Keuangan Perusahaan Dengan Dewan Komisaris Sebagai Variabel Intervening <p>This study aims to examine the effect of the audit committee on the company's financial performance with the board of commissioners as an intervening variable in manufacturing companies in the consumer goods sector in 2016-2018. The population in this study is the manufacturing companies in the consumer goods sector which are listed on the Indonesia stock exchange in the 2016-2018 period. The sampling method uses purposive sampling, which is a sampling technique with certain considerations or criteria. The number of samples obtained that can be processed is 90 samples. The data analysis method used is path analysis which has previously gone through a classic assumption test, testing is done directly and indirectly. The results of this study indicate the audit committee directly and significantly influences the company's financial performance. Both audit committees have an indirect and significant effect on the company's financial performance with the board of commissioners as an intervening variable. This shows that the calculation of the beta coefficient directly is greater than the indirect beta coefficient which is 0.230&gt;0.05552. This result means that the board of Commissioners variable cannot be an intervening variable of the audit committee on financial performance, because the effective supervisory function in evaluating the results of internal and external audits on the presentation of financial statements becomes the role of the audit committee.</p> Yunita Kurnia Shanti Copyright (c) 2020 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Thu, 17 Dec 2020 11:44:21 +0700 Mengenal Bisnis Yang Tak Kenal Rugi Dalam Perspektif Islam <p>This paper aims to discuss the concept of business in Islamic review. In Islamic teachings, Allah guarantees sustenance for his creatures. This belief in assurance is what encourages business people to keep trying even though they have failed repeatedly. This treasure is also believed to be a deposit from God which must be treated as a means to achieve the common good. In describing the relationship between man and God, it turns out that the Al-Quran uses many terms commonly used in the business world. The key to success in business is faith as a foundation in righteous deeds. The higher the success achieved, the greater the responsibility and benefits that are carried out.</p> Sukma Mehilda Copyright (c) 2020 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Thu, 17 Dec 2020 11:48:15 +0700 Pengaruh Dana Zakat Terhadap Pembangunan Manusia Di Indonesia <p>The problem of poverty in Indonesia is the manifestation of the powerlessness of the people in accessing state development outcomes. Meanwhile, the development outcome done by the government is only enjoyed by a handful of people because the resource is not equitably distributed. Therefore, the role of zakat is needed to give direct fund to redistribute the wealth, so that human development can be realized. This research aimed to give the empirical result on whether zakat has an influence on human development in Indonesia. This research used the Human Development Index (HDI) indicator as an analysis tool, such as life expectancy, mean year school, and income. Hypotheses testing conducted in 15 years (2004-2018). Data used in this study is secondary data collected by the documentation method. From the regression analysis of Ordinary Least Square (OLS), it is found that zakat can increase human access to health care, education, and can raise revenues. This study provided implication for governments, zakat institutions, and Muslim communities who are obligated to pay zakat, in order to synergize the optimization of zakat funds in Indonesia.</p> Mudita Sri Karuni Copyright (c) 2020 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Thu, 17 Dec 2020 11:51:28 +0700