IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna <p align="justify">IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita published in printed form and online, published by LPPM Publishing &amp; Printing under the auspices of Pusat Penelitian dan Pengabdian Masyarakat of Sekolah Tinggi Ilmu Ekonomi Syariah Bengkalis. IQTISHADUNA is expected to be able to add economic insights, especially Islamic economics for academics, practitioners, researchers, policymakers (regulators), and other parties who are interested in developing economic knowledge and practice. IQTISHADUNA accepts written contributions from various parties both in the form of field research and library research (systematic literature review "SLR" or bibliometric).<br><strong>Print ISSN:&nbsp;</strong> <a title="Cek ISSN BRIN" href="https://issn.brin.go.id/terbit/detail/1357526013" target="_blank" rel="noopener"><strong>2303-3568</strong></a><br><strong>Online ISSN: </strong><a title="Cek ISSN BRIN" href="https://issn.brin.go.id/terbit/detail/1548141144" target="_blank" rel="noopener"><strong>2684-8228</strong></a><br><strong>DOI: <a href="https://doi.org/10.46367/iqtishaduna" target="_blank" rel="noopener">10.46367/iqtishaduna</a></strong><br><strong>Accreditation:</strong> Sinta 4 (<a title="Please check and input e-ISSN: 26848228" href="https://arjuna.kemdikbud.go.id/#/jurnal" target="_blank" rel="noopener">Waiting for reaccreditation results</a>)<br><strong>Editor in Chief:</strong> Khodijah Ishak<br><strong>Language:</strong> Bahasa Indonesia and English<br><strong>Author Fees/APC:</strong> 500,000 IDR (35 USD) (Starting in 2024)<br><strong>Publication Frequency:</strong> <strong>June</strong> and <strong>December</strong> each year.</p> en-US khodijahishak2@gmail.com (Khodijah Ishak) deckydb@gmail.com (Decky Hendarsyah) Tue, 19 Dec 2023 10:16:52 +0000 OJS 3.1.2.1 http://blogs.law.harvard.edu/tech/rss 60 Customer Loyalty: Security, Sales Promotion, And E-Service Quality https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1453 <p align="justify">This research aims to analyze the effect of security, sales promotion, and e-service quality on customer loyalty of OVO e-wallet users in Kudus City. This research uses a type of field research or a quantitative approach. The research population is OVO e-wallet users in Kudus City, whose total is not known with certainty. The sampling technique used in this study used accidental sampling with 100 respondents of OVO e-wallet users in Kudus City. The data collection technique used is a questionnaire, and the analysis technique is multiple linear regressions with the help of the SPSS version 26 program. The results showed that security positively and significantly affects customer loyalty. Sales promotion positively and significantly affects customer loyalty. E-service quality positively and significantly affects customer loyalty. Security, sales promotion, and e-service quality significantly simultaneously affect customer loyalty. Companies can use this research as a source of information used to improve security, sales promotion, and e-service quality so that OVO e-wallet customer loyalty can also increase.</p> Sherly Eka Saputri, Lorena Dara Putri Karsono Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1453 Tue, 19 Dec 2023 10:01:22 +0000 Determinants Of Student's Interest To Work In Islamic Entities https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1352 <p align="justify">This study examines the effects of intrinsic work values, financial reward, work environment, professional training, professional recognition, social values, labor market considerations, personality, and spirituality on students’ interest in working in Islamic entities. The population of this study is 4,022 accounting students in the even semester of the 2021 academic year from four Islamic Universities in the special region of Yogyakarta. 148 students were selected as the research sample using the convenience sampling method. Based on the multiple linear regression analysis, the results of this study conclude that the intrinsic values of work, financial reward, and professional training have significant and positive effects on student’s interest in working in Islamic entities. The most dominant variable influencing students’ interest in working in Islamic entities is the intrinsic values of work. Meanwhile, work environment, professional recognition, social values, labor market considerations, personality, and spirituality do not affect students’ interest in working in Islamic entities. The results of this study contribute to Islamic entities to improve the system of employee recruitment to get the employees with the qualifications expected.</p> Marfuah Marfuah, Amanda Pramesti Nimaswara, Priyono Puji Prasetyo Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1352 Tue, 19 Dec 2023 10:02:25 +0000 Impact Of Financing Restructuring And Foreclosed Collateral On Non-Performing Financing Levels In The Covid-19 Era https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1405 <p align="justify">The Covid-19 pandemic has impacted the banking sector, including the increase in problematic financing. This research aims to show the impact of restructuring financing and foreclosed collateral (RFFC) on non-performing financing (NPF) levels during the Covid-19 pandemic. This research uses a quantitative approach. The population of this research is Islamic commercial banks (ICB). The research sample was taken using a purposive sampling technique, so a research sample of 6 ICB was obtained in three years, namely 2020-2022. This research uses data analysis in the form of multiple linear regression analysis using the Eviews application. The research results show that financing restructuring and RFFC each positively and significantly affect NPF. This research can be used as reading material related to banking economics and inform banks that success in implementing policies to minimize problematic financing requires good cooperation between banks and customers.</p> Anisa Nur Fitriyanti, Mufti Arief Arfiansyah Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1405 Tue, 19 Dec 2023 10:03:33 +0000 Consumer Price Index And Inflation On Bi-7 Day Reverse Repo Rate https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1409 <p align="justify">The research aims to show the relationship between the consumer price index (CPI) and inflation on the BI7DRR level. This research uses a quantitative descriptive approach. The data used in this research analysis is secondary data. The population in this study is all Indonesian CPI, inflation, and BI7DRR time series data. The sampling technique for this research uses purposive sampling, namely time series data on CPI, inflation, and Indonesia's BI7DRR from January 2020 to June 2023. The research results show that the CPI has an insignificant negative effect on BI7DRR. Inflation has a significant positive effect on BI7DRR. CPI and inflation have a significant effect on BI7DRR. The results of this research can be used to determine the relationship between CPI and inflation about BI7DR and to decide actions that the government can take to determine monetary policy to stabilize prices.</p> Mutmainnah Mutmainnah, Mahfiyah Mahfiyah Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1409 Tue, 19 Dec 2023 10:04:22 +0000 Development Of Green Economy In The Batik Industry From A Maqashid Sharia Perspective https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1471 <p align="justify">This research aims to analyze the development of the green economy in the batik industry in Pekalongan from a sharia maqashid perspective. This research is field research with a qualitative approach. Data sources use primary data and secondary data. Data collection techniques use observation, interviews, and documentation. The informants consisted of batik entrepreneurs and four employees. The data analysis technique uses data triangulation with stages of data reduction, data presentation, and conclusion. The research results show that the home Pesisir Batik and Dudung Batik industries still need to fully implement the green economy concept. The green economy concept in the business has only been partially implemented, namely in the form of producing naturally coloured batik and minimizing batik waste. Generally, the two batik home industries cover five principles: hifz din, hifz nafs, hifz aql, hifz nasl and hifz mal. Activities to minimize waste pollution include protecting religion, life, and descendants. Likewise, with natural colouring activities on batik. Meanwhile, the sustainability of the batik business after the green economy concept consists of internal and external factors. This research can be used by industries that require consideration of moral values, namely goodness (maslahat) to preserve nature and the survival of human life.</p> Khairul Anwar, Susminingsih Susminingsih, A.M. Muh. Hafidz Ma’shum Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1471 Tue, 19 Dec 2023 10:05:13 +0000 Repurchase Intention Based On E-Service Quality And Customer Trust At Three Top Brand E-Commerce Indonesia https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1513 <p align="justify">E-commerce is of particular concern to the shopping culture in Indonesia. However, there are weaknesses such as inconsistent product quality, high shipping costs, and fraud, so e-commerce has significant obstacles to attracting customers' interest in buying again. This research analyzes customer repurchase interest based on e-service quality and customer trust. This type of research is causality research using a quantitative approach. The population of this research is all Tokopedia, Shope, and Lazada consumers in Indonesia. The research sample used a purposive sampling method with a final total of 200 respondents. The data analysis method uses structural equation modelling (SEM) analysis, tested using SmartPLS. This research results in E-service quality positively and significantly affecting customer trust and repurchase interest. Customer trust positively and significantly affects repurchase interest. Customer trust can mediate the influence of e-service quality on repurchase interest. The results of this research contribute to developing and refining theories related to repurchase interest in e-commerce platforms in Indonesia and filling gaps in several studies that have never described the object of this research.</p> Sherli Junianingrum, Nanang Apriliyanto, Lukman Zaini Abdullah Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1513 Tue, 19 Dec 2023 10:06:15 +0000 Dalihan Na Tolu's Indigenous People's Perception Of Islamic Bank https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1537 <p align="justify">This research aims to see the perception of indigenous peoples towards Islamic banks. This research was conducted in the city of Panyabungan. The type of research method used is qualitative with a descriptive approach. Data collection techniques include in-depth interviews with informants from several communities, traditional leaders, and Islamic bank employees. In addition, data was also obtained from several documents and literature related to adat and Islamic banks. This research found that the acceptance of Dalihan Na Tolu indigenous people in Panyabungan was based on Dalihan Na Tolu values through aspects of cognition. The dominant customary values in perceiving Islamic banks in Panyabungan are the values of holong mangalap holong and mangholongi bona bulu. Theoretically, this research can be an additional reference for other researchers and academics who want to see public perceptions of Islamic banks, especially in Panyabungan. Practically, this research can inspire Islamic bank managers, especially in Panyabungan.</p> Rini Hayati Lubis Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1537 Tue, 19 Dec 2023 10:07:03 +0000 Halal Value Chain Model In Pesantrenpreneur Ecosystem https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1225 <p align="justify">This research aims to analyze the halal value chain model of the Salafiyah and Syafi'iyah Musa'adah Sukorejo Islamic boarding school cooperatives. This field research uses a qualitative approach with a non-positivist paradigm and emphasizes understanding social reality. The data source in this research uses primary and secondary data. Primary data is in-depth interviews with three informants, while secondary data is a literature study. Data analysis uses three stages: data reduction, descriptive and evaluation, and concluding. The research results show that the Salafiyah Syafi'iyah Musa'adah Sukorejo Islamic boarding school cooperative has implemented effective and efficient halal value chain management by Sharia principles. It is identified in the formation of halal products that have implemented a halal value chain model starting from Sharia principles' production, distribution, and consumption processes. Theoretically, this research can be an additional reference for researchers and academics looking at the halal value chain of Islamic boarding school cooperatives. Practically, this research can inspire managers of other Islamic boarding school cooperatives to implement the halal value chain model.</p> Safarinda Imani, Imamatin Listya Putri Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1225 Tue, 19 Dec 2023 10:07:55 +0000 Competitive Advantage As A Mediation Factor That Influences The Sustainability Of Halal SMEs https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1564 <p align="justify">In the first quarter of 2022, only ten percent of Indonesia's food and beverage industry has received halal certification. This small percentage means this research aims to support SMEs by investigating the influence of halal certification, entrepreneurial orientation, gaining competitive advantage, and adopting business sustainability. This research is a quantitative type of explanatory research with a population of 485 SMEs in the food and beverage sector in Kendal regency. Meanwhile, the sample used purposive sampling and obtained 200 respondents from SME owners. Structural equation modelling (SEM) is used with the Smart-PLS test tool as an analysis technique. This research's findings show a positive and significant influence between halal certification and entrepreneurial orientation on competitive advantage and business sustainability. Apart from that, competitive advantage positively and significantly influences business sustainability. Competitive advantage can directly mediate the influence between entrepreneurial orientation and halal certification on business sustainability, which shows a positive and significant direction. This research makes a significant academic contribution by investigating the relationship between halal certification, entrepreneurial orientation, and competitive advantage in SME sustainability.</p> Nanang Apriliyanto Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1564 Tue, 19 Dec 2023 10:08:45 +0000 Content Marketing, Live Streaming, And Online Customer Reviews On Fashion Product Purchase Decisions https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1572 <p align="justify">This research analyzes the influence of content marketing, live streaming, and online customer reviews on purchasing decisions for Shopee fashion products. This type of research is explanatory research with a quantitative approach. The population in this research is all consumers who have purchased fashion products at Shopee in the Jepara area. The data source used is primary data from distributed questionnaires. Samples were taken using the simple random sampling method with Lameshow measurements, obtaining a sample of 100 people. The data analysis technique used in this research is multiple linear regression analysis using SPSS version 23 statistical tools. The research results show that content marketing positively influences fashion product purchasing decisions. Live streaming positively influences fashion product purchasing decisions. Online customer reviews positively influence fashion product purchasing decisions. This research can provide in-depth insight into the factors influencing consumer purchasing decisions on the Shopee platform, especially fashion products. These findings can be an essential reference for business people, marketers, and researchers to develop more effective marketing strategies in the e-commerce context.</p> Agam Misbakhudin, Nurul Komaryatin Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1572 Tue, 19 Dec 2023 10:09:35 +0000 Generation Z’s Interest In Using Online Shop Applications From User Interface And Usability Factors https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1567 <p align="justify">This research aims to analyze and show the influence of user interface and usability on interest in using the Shopee application among Generation Z in Medan City and its surroundings. This type of research uses a quantitative approach. The population of this research is all Generation Z users of the Shopee application in Medan City, an unknown number. The sampling technique uses random sampling. The sample was measured using the Lemeshow formula, and a sample of 97 respondents was obtained. Data sources use primary data from questionnaires and secondary data from articles, books, and websites. The SmartPLS 3.0 application assisted the data processing process carried out by researchers with structural equation model (SEM) analysis techniques. The research results show that the user interface positively and significantly influences interest. Usability also positively and significantly influences interest. Theoretically, this research contributes to refining existing theories. Practically, it can be used as a reference for companies engaged in providing services in the form of mobile applications to pay more attention to user interface and usability factors in their systems, especially e-commerce companies, to create positive preferences among consumers to attract their interest in using the system.</p> Imamsyah Imamsyah, Nurbaiti Nurbaiti, Budi Dharma Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1567 Tue, 19 Dec 2023 10:10:21 +0000 Factors Influencing Muzzaki's Interest In Paying Zakat Via Digital Payments https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1544 <p align="justify">This research investigates the influence of attitudes, subjective norms, and perceptions on muzzaki's interest in paying zakat via digital payments. This research uses quantitative methods. The research population is Bogor city residents of productive age. The sampling technique used was simple random sampling, with a sample of 126 respondents. The data sources used are primary and secondary data. Primary data was obtained by distributing questionnaires directly to respondents in Bogor, while secondary data was obtained through literature reviews from various sources such as journals, books, and official websites. The research findings show that attitudes and subjective norms positively affect interest in paying zakat via digital payments. Perception does not affect interest in paying zakat via digital payments. Theoretically, this research contributes to understanding digital zakat payment behavior in Indonesia. In practical terms, this underlines the need for zakat management bodies to increase interest and accessibility in digital payments, ensuring efficient collection and distribution of zakat. The implications of this research extend to digital financial platforms and policymakers, emphasizing the importance of user-friendly and trustworthy digital zakat services.</p> Yuyun Madia, Dedy Rachmad Copyright (c) 2023 IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita https://creativecommons.org/licenses/by-nc-sa/4.0 https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/1544 Tue, 19 Dec 2023 10:11:22 +0000